← Capabilities
Financial Strength

Currency Issuance & Digital Money

The capacity to issue and evolve the currency itself: the cash cycle, fast payment instruments and central bank digital money, the frontier on which monetary sovereignty is now contested. One of the capabilities of Monetary & Currency Capability.

International families
17k2015 to 2024
Leading country
United States2.0× the next
All families
52khome filings included
Over five years
Falling2020 to 2024 against the five before

Year by year

Patent families by country of origin and the year of the earliest filing, 2000 to 2025; 2025 is a part year, still filling in. International families are those for which protection was sought beyond one country.

Volume

International patent families in the capability, by the year of the earliest filing.

Source: Global Institute for National Capability (GINC), 2026. Underlying patents from 107 patent offices, IFI CLAIMS and Google

Share by country

Each country's share of the year's international families, in per cent: the capability's five largest countries of origin, 2015 to 2024, and the rest of the world.

Source: Global Institute for National Capability (GINC), 2026. Underlying patents from 107 patent offices, IFI CLAIMS and Google

Country leaderboard

International patent families, 2015 to 2024, by country of origin. Growth compares the latest five full years with the five before.

Ten largest

United States

Japan

China

South Korea

Germany

Switzerland

United Kingdom

Cayman Islands

France

Canada

4,952

2,438

1,902

1,526

1,399

653

531

508

355

332

2000 to 2025
1United States4,95229.1%0.9×
12,022
2Japan2,43814.4%0.7×
6,641
3China1,90211.2%1.2×
16,746
4South Korea1,5269.0%1.3×
8,292
5Germany1,3998.2%0.9×
1,715
6Switzerland6533.8%1.6×
811
7United Kingdom5313.1%0.6×
726
8Cayman Islands5083.0%0.0×
583
9France3552.1%0.8×
499
10Canada3322.0%0.8×
585
11Singapore2251.3%1.1×
287
12Australia2041.2%0.6×
303
13Taiwan1871.1%0.9×
324
14India1570.9%1.4×
260
15Sweden1490.9%0.7×
163
16Italy1420.8%1.8×
259
17Israel1270.7%0.9×
186
18Finland950.6%0.6×
108
19Spain880.5%1.1×
101
20Austria830.5%1.2×
89
21Ireland820.5%0.6×
120
22Netherlands810.5%0.9×
105
23Türkiye800.5%2.8×
123
24Russia630.4%0.3×
142
25Hong Kong420.2%0.6×
66
26Poland290.2%1.1×
48
27Luxembourg270.2%0.6×
30
28South Africa250.1%1.3×
26
29Portugal240.1%2.0×
26
30Denmark230.1%1.1×
26
31Brazil220.1%1.4×
64
32Saudi Arabia200.1%5.7×
31
33Belgium190.1%0.6×
26
34Norway170.1%0.1×
18
35Czechia110.1%1.8×
14
36New Zealand80.0%1.7×
16
37Liechtenstein80.0%1.0×
10
38Mexico80.0%0.1×
20
39Hungary80.0%1.7×
13
40Malaysia60.0%1.0×
10

Applicants

The largest applicants by international patent families, 2015 to 2024: across the world, then within each of the five countries with the most families in Currency Issuance & Digital Money. Names are as held in the source and are not consolidated across subsidiaries.

Global

16,989 international families

ALIBABA GROUP HOLDING LTD · China

ADVANCED NEW TECHNOLOGIES CO LTD · Cayman Islands

GLORY KOGYO KK · Japan

MASTERCARD INTERNATIONAL INC · United States

NCHAIN LICENSING AG · Switzerland

GIESECKE & DEVRIENT CURRENCY TECHNOLOGY GMBH · Germany

517

491

440

440

416

347

United States

4,952 international families

MASTERCARD INTERNATIONAL INC

VISA INT SERVICE ASS

IBM

MICROSOFT TECHNOLOGY LICENSING LLC

CAPITAL ONE SERVICES LLC

JPMORGAN CHASE BANK NA

437

255

173

131

125

93

Japan

2,438 international families

GLORY KOGYO KK

OKI ELECTRIC IND CO LTD

FUJITSU FRONTECH LTD

SONY CORP

NIPPON KINSEN KIKAI KK

SONY GROUP CORP

440

175

102

99

98

91

China

1,902 international families

TENCENT TECH SHENZHEN CO LTD

ALIPAY HANGZHOU INF TECH CO LTD

ALIPAY HANGZHOU TECH CO LTD

HUAWEI TECH CO LTD

DIGITAL CURRENCY INST THE PEOPLES BANK OF CHINA

SHANDONG NEW BEIYANG INF TECH

212

201

141

131

66

65

South Korea

1,526 international families

SAMSUNG ELECTRONICS CO LTD

HYOSUNG TNS INC

ELECTRONICS & TELECOMMUNICATIONS RES INST

COINPLUG INC

LG ELECTRONICS INC

SAMSUNG SDS CO LTD

143

83

59

49

38

23

Germany

1,399 international families

GIESECKE & DEVRIENT CURRENCY TECHNOLOGY GMBH

SIEMENS AG

GIESECKE DEVRIENT CURRENCY TECH GMBH

BUNDESDRUCKEREI GMBH

GIESECKE & DEVRIENT GMBH

GIESECKE DEVRIENT ADVANCE52 GMBH

346

169

167

150

139

64

Similar capabilities

The nine capabilities that share the most international patent families with Currency Issuance & Digital Money, 2015 to 2024: the families counted in both as a share of those counted in either. Each card shows its five largest countries.

Financial Strength

Payment & Market Infrastructure Oversight

23.4% shared · 6,454 families in both

United States

China

South Korea

Japan

Cayman Islands

6,452

2,381

1,618

1,604

589

Strategic Infrastructure

Payments & Settlement Systems

23.4% shared · 8,015 families in both

United States

Japan

China

South Korea

Germany

8,689

3,604

3,322

2,540

750

Strategic Infrastructure

Currency & Reserves

21.9% shared · 3,954 families in both

Japan

Germany

United States

China

United Kingdom

1,521

908

657

355

213

Critical Technology

Privacy, Identity & Trust Technologies

13.4% shared · 10,357 families in both

United States

China

Japan

South Korea

Germany

20,167

13,819

8,702

6,734

3,966

Financial Strength

Financial Inclusion & Household Access

9.0% shared · 2,097 families in both

United States

South Korea

China

Japan

France

3,362

961

951

791

329

Strategic Infrastructure

Markets, Exchanges & Depositories

8.8% shared · 1,727 families in both

China

United States

Japan

South Korea

Cayman Islands

1,322

1,185

384

363

253

Financial Strength

Capital Markets Depth & Development

8.8% shared · 1,727 families in both

China

United States

Japan

South Korea

Cayman Islands

1,322

1,185

384

363

253

Governance & Integrity

Organised Crime & Illicit Economy Response

8.0% shared · 1,496 families in both

United States

Japan

China

Germany

France

744

596

588

394

135

Strategic Infrastructure

Banks, Insurers & Systemic Institutions

7.2% shared · 1,733 families in both

United States

China

Japan

South Korea

Canada

2,907

1,531

1,087

813

421

Crosswalk

How Currency Issuance & Digital Money is matched to the patent classifications. The entries below were chosen for it; each stands for itself and everything beneath it in the scheme, 147 Cooperative entries in all. A patent family counts when any of its codes, in either scheme and at any office, falls under one of them. Codes since retired are placed under the entries that replaced them.

EntryTitle in the schemeWhy it is chosenCPC codesIPC codesDocuments
G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment schemeElectronic currency and private payment circuits5147,991
G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safesElectronic wallets and electronic money safes7179,257
H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash treesBlockchains and other hash-chain ledgers1none93,763
G07DHandling of coins or valuable papers, e.g. testing, sorting by denominations, counting, dispensing, changing or depositingSorting, counting, testing and dispensing coins and banknotes18190267,027
B42D25/29Securities; Bank notesBanknotes and securities with security features1129,161
D21H21/40Agents facilitating proof of genuineness or preventing fraudulent alteration, e.g. for security paperSecurity paper that proves genuineness5512,736

CPC and IPC codes are the codes in use on patent documents, at any office, that fall under the entry. Documents is the larger of the two schemes' counts of documents carrying one of them. An entry with no IPC codes can be told apart only in the Cooperative scheme.

The Cooperative codes in use that count towards Currency Issuance & Digital Money: 200 codes on 486,342 documents. The 150 most used are listed; the full list is in the cpc-to-capability.csv download.

CodeTitleUnder entryHow placedDocuments
H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash treesH04L9/50In the scheme93,763
B42D25/29Securities; Bank notesB42D25/29In the scheme29,161
G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cashG06Q20/06In the scheme28,060
G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authenticationG06Q20/36In the scheme18,916
G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safesG06Q20/36In the scheme15,950
G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safesG06Q20/36In the scheme13,563
G07D7/12Visible light, infrared or ultraviolet radiationG07DIn the scheme13,294
G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a userG06Q20/36In the scheme12,427
G06Q20/3678Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spendingG06Q20/36In the scheme9,444
G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment schemeG06Q20/06In the scheme9,394
G07D11/50Sorting or counting valuable papersG07DIn the scheme7,199
G07D11/14Inlet or outlet portsG07DIn the scheme6,303
G06Q20/3672Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereofG06Q20/36In the scheme6,229
G07D7/1205Testing spectral propertiesG07DIn the scheme6,180
G07D11/16Handling of valuable papersG07DIn the scheme6,066
G07D9/00Counting coins; Handling of coins not provided for in the other groups of this subclassG07DIn the scheme5,940
G06Q20/0655Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrallyG06Q20/06In the scheme5,807
G07D11/40Device architecture, e.g. modular constructionG07DIn the scheme5,758
G07D11/12Containers for valuable papersG07DIn the scheme5,545
G07D5/08Testing the magnetic or electric propertiesG07DIn the scheme5,266
G07D2211/00Paper-money handling devicesG07DIn the scheme5,097
G07D7/121Apparatus characterised by sensor detailsG07DIn the scheme4,949
G07D7/04Testing magnetic properties of the materials thereof, e.g. by detection of magnetic imprintG07DIn the scheme4,693
G07D9/008Feeding coins from bulkG07DIn the scheme4,689
G07D5/02Testing the dimensions, e.g. thickness, diameter; Testing the deformationG07DIn the scheme4,429
G07D1/00Coin dispensersG07DIn the scheme4,365
G07D11/10Mechanical detailsG07DIn the scheme4,182
D21H21/40Agents facilitating proof of genuineness or preventing fraudulent alteration, e.g. for security paperD21H21/40In the scheme3,986
G07D5/00Testing specially adapted to determine the identity or genuineness of coins, e.g. for segregating coins which are unacceptable or alien to a currencyG07DIn the scheme3,951
G07D7/20Testing patterns thereonG07DIn the scheme3,872
G06Q20/0658Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed locallyG06Q20/06In the scheme3,841
G07D7/003Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using security elementsG07DIn the scheme3,739
G07D11/13Containers for valuable papers with internal means for handling valuable papersG07DIn the scheme3,641
D21H21/48Elements suited for physical verification, e.g. by irradiationD21H21/40In the scheme3,614
G07D7/128Viewing devicesG07DIn the scheme3,357
G07D7/00Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currencyG07DIn the scheme3,218
G07D7/004Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using digital security elements, e.g. information coded on a magnetic thread or stripG07DIn the scheme3,018
G07D3/14Apparatus driven under control of coin-sensing elementsG07DIn the scheme2,916
G07D11/125Secure containersG07DIn the scheme2,891
D21H21/42Ribbons or stripsD21H21/40In the scheme2,809
G06Q20/3676Balancing accountsG06Q20/36In the scheme2,728
G07D11/22Means for sensing or detectionG07DIn the scheme2,615
G07D11/30Tracking or tracing valuable papers or cassettesG07DIn the scheme2,275
G07D2207/00Paper-money testing devicesG07DIn the scheme2,224
G07D11/18Diverting into different paths or containersG07DIn the scheme2,201
G07D11/20Controlling or monitoring the operation of devices; Data handlingG07DIn the scheme2,053
G07D7/0032Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using security elements using hologramsG07DIn the scheme2,039
G07D3/00Sorting a mixed bulk of coins into denominationsG07DIn the scheme1,936
G07D7/0047Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using digital security elements, e.g. information coded on a magnetic thread or strip using checkcodes, e.g. coded numbers derived from serial number and denominationG07DIn the scheme1,885
G07D11/00Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papersG07DIn the scheme1,878
G07D7/206Matching template patternsG07DIn the scheme1,829
G07D7/2033Matching unique patterns, i.e. patterns that are unique to each individual paperG07DIn the scheme1,805
G07D7/005Testing security markings invisible to the naked eye, e.g. verifying thickened lines or unobtrusive markings or alterationsG07DIn the scheme1,802
G07D3/16Sorting a mixed bulk of coins into denominations in combination with coin-countingG07DIn the scheme1,799
G07D7/0043Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using digital security elements, e.g. information coded on a magnetic thread or strip using barcodesG07DIn the scheme1,771
G07D9/065Devices for wrapping coinsG07DIn the scheme1,739
G07D7/01Testing electronic circuits thereinG07DIn the scheme1,695
G07D9/002Coin holding devicesG07DIn the scheme1,659
G07D7/2016Testing patterns thereon using feature extraction, e.g. segmentation, edge detection or Hough-transformationG07DIn the scheme1,651
G07D11/24Managing the inventory of valuable papersG07DIn the scheme1,648
D21H21/44Latent security elements, i.e. detectable or becoming apparent only by use of special verification or tampering devices or methodsD21H21/40In the scheme1,613
G07D11/34Monitoring the contents of devices, e.g. the number of stored valuable papersG07DIn the scheme1,522
G07D11/165PickingG07DIn the scheme1,490
G07D11/009Depositing devicesG07DIn the scheme1,452
G07D7/164ThicknessG07DIn the scheme1,437
G07D7/202Testing patterns thereon using pattern matchingG07DIn the scheme1,422
G07D11/235Means for sensing or detection for monitoring or indicating operating conditions; for detecting malfunctionsG07DIn the scheme1,383
G07D1/02Coin dispensers giving changeG07DIn the scheme1,344
G07D7/205Matching spectral propertiesG07DIn the scheme1,335
G07D11/0096Accepting paper currency or other valuables in containers, e.g. in code-marked envelopesG07DIn the scheme1,284
G07D7/0034Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using security elements using watermarksG07DIn the scheme1,275
G07D5/005Testing the surface pattern, e.g. reliefG07DIn the scheme1,270
G07D11/237Means for sensing or detection for monitoring or indicating operating conditions; for detecting malfunctions for detecting transport malfunctions, e.g. jams or misfeedsG07DIn the scheme1,260
G07D3/128Rotary devicesG07DIn the scheme1,238
G07D13/00Handling of coins or of valuable papers, characterised by a combination of mechanisms not covered by a single one of groups G07D1/00 - G07D11/00G07DIn the scheme1,207
G07D11/17AligningG07DIn the scheme1,164
G07D11/26Servicing, repairing or coping with irregularities, e.g. power failure or vandalismG07DIn the scheme1,130
G07D9/06Devices for stacking or otherwise arranging coins on a support, e.g. apertured plate for use in counting coinsG07DIn the scheme1,118
G07D11/245ReplenishmentG07DIn the scheme1,083
G07D7/207Matching patterns that are created by the interaction of two or more layers, e.g. moiré patternsG07DIn the scheme1,074
G07D7/06Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using wave or particle radiationG07DIn the scheme1,059
G07D11/25Relocation of valuable papers within devicesG07DIn the scheme1,053
G07D11/225Means for sensing or detection for detecting or indicating tamperingG07DIn the scheme1,050
G07D9/04Hand- or motor-driven devices for counting coinsG07DIn the scheme1,044
G07D5/04Testing the weightG07DIn the scheme1,032
G07D11/60User-interface arrangementsG07DIn the scheme1,023
G07D11/23Means for sensing or detection for sensing the quantity of valuable papers in containersG07DIn the scheme1,020
G07D11/32Record keepingG07DIn the scheme995
G07D7/2008Testing patterns thereon using pre-processing, e.g. de-blurring, averaging, normalisation or rotationG07DIn the scheme984
G07D7/187Detecting defacement or contamination, e.g. dirtG07DIn the scheme977
G07D11/28Setting of parameters; Software updatesG07DIn the scheme944
G07D7/181Testing mechanical properties or condition, e.g. wear or tearG07DIn the scheme942
G07D3/06Sorting coins by means of graded apertures arranged along a circular pathG07DIn the scheme911
G06Q20/0652Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash with decreasing value according to a parameter, e.g. timeG06Q20/06In the scheme889
G07D7/162Length or widthG07DIn the scheme889
G07D3/02Sorting coins by means of graded aperturesG07DIn the scheme886
G07D7/17Apparatus characterised by positioning means or by means responsive to positioningG07DIn the scheme863
G07D11/0087Banknote changing devicesG07DIn the scheme851
G07D9/004Coin packagesG07DIn the scheme833
G07D1/04Coin dispensers giving change dispensing change equal to a sum depositedG07DIn the scheme772
G07D9/02Change traysG07DIn the scheme772
G07D1/06Coin dispensers giving change dispensing the difference between a sum paid and a sum chargedG07DIn the scheme759
G07D7/026Testing electrical properties of the materials thereof using capacitive sensorsG07DIn the scheme750
G07D2201/00Coin dispensersG07DIn the scheme740
G07D3/04Sorting coins by means of graded apertures arranged on an inclined railG07DIn the scheme739
D21H21/46Elements suited for chemical verification or impeding chemical tampering, e.g. by use of eradicatorsD21H21/40In the scheme714
G07D7/183Detecting folds or doublesG07DIn the scheme713
G07D11/36Auditing of activitiesG07DIn the scheme705
G07D5/10Testing the rim, e.g. the milling of the rimG07DIn the scheme666
G07D7/08Acoustic wavesG07DIn the scheme633
G07D7/14Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using chemical meansG07DIn the scheme601
G07D7/16Testing the dimensionsG07DIn the scheme567
G07D11/0021Retired codeG07DRetired, by main group557
G07D11/0093Drop boxesG07DIn the scheme544
G07D2205/00Coin testing devicesG07DIn the scheme499
G07D11/175Flattening, e.g. straightening out foldsG07DIn the scheme437
G07D7/2075Setting acceptance levels or parametersG07DIn the scheme437
G07D7/185Detecting holes or poresG07DIn the scheme435
G07D7/2041Matching statistical distributions, e.g. of particle sizes orientationsG07DIn the scheme421
G07D7/02Testing electrical properties of the materials thereofG07DIn the scheme418
G07D11/0084Retired codeG07DRetired, by main group414
G07D7/189Detecting attached objects, e.g. tapes or clipsG07DIn the scheme369
G07D3/10Sorting coins by means of graded apertures provided by sieves arranged in seriesG07DIn the scheme356
G07D7/182Testing stiffnessG07DIn the scheme324
G07D11/0006Retired codeG07DRetired, by main group321
G07D2205/0012Reconfiguration of coin testing devices automatic adjustment, e.g. self-calibrationG07DIn the scheme312
G07D11/0018Retired codeG07DRetired, by main group285
G07D9/006Coin wrappersG07DIn the scheme276
G07D7/2083LearningG07DIn the scheme274
G07D3/125Sorting coins by means of stepped deflectors arranged on inclined paths the coins being deflected off rails by moving deflectorsG07DIn the scheme243
G07D7/10MicrowavesG07DIn the scheme242
G07D1/08Coin dispensers giving change hand actuatedG07DIn the scheme234
G07D3/12Sorting coins by means of stepped deflectorsG07DIn the scheme233
G07D11/135Remote note containersG07DIn the scheme214
G07D7/0056Testing security markings invisible to the naked eye, e.g. verifying thickened lines or unobtrusive markings or alterations involving markings the properties of which are altered from original properties involving markings of altered coloursG07DIn the scheme209
G07D7/0053Testing security markings invisible to the naked eye, e.g. verifying thickened lines or unobtrusive markings or alterations involving markings added to a pattern, e.g. interstitial pointsG07DIn the scheme189
G07D3/123Sorting coins by means of stepped deflectors arranged on inclined paths the coins being deflected off railsG07DIn the scheme180
G07D11/0081Retired codeG07DRetired, by main group167
G07D11/0036Retired codeG07DRetired, by main group161
G07D11/0012Retired codeG07DRetired, by main group157
G07D2205/0011Reconfiguration of coin testing devices by downloading test parameters, e.g. remotelyG07DIn the scheme149
G07D7/122Retired codeG07DRetired, by main group143
G07D3/121Sorting coins by means of stepped deflectors arranged on inclined pathsG07DIn the scheme137
G07D7/15Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using heating meansG07DIn the scheme137
G07D11/0009Retired codeG07DRetired, by main group127
G07D5/06Testing the hardness or elasticityG07DIn the scheme126
G07D7/0054Testing security markings invisible to the naked eye, e.g. verifying thickened lines or unobtrusive markings or alterations involving markings the properties of which are altered from original propertiesG07DIn the scheme126
G07D3/126Sorting coins by means of stepped deflectors arranged on inclined paths the coins being diverted by ramps in channelsG07DIn the scheme122
G07D3/08Sorting coins by means of graded apertures arranged on a helixG07DIn the scheme121
G07D7/023Measuring conductivity by direct contactG07DIn the scheme117
Match: Through its tools
The classification names the equipment or technology the capability draws on, not the capability. The count says how much is being invented for it, not how well it is done. Counts technology for digital money and the cash cycle, not central bank issuance itself; the blockchain entry exists in the Cooperative scheme only and covers all ledger uses, not just currency. The crosswalk is a first pass that nobody has reviewed.

Other capabilities in Monetary & Currency Capability

  • Monetary Policy & Price Stability
  • Exchange Rate & External Account Management